Getting Approved
Business Loan Requirements: What You Need to Qualify for Funding
Revenue, time in business, credit and paperwork — here is exactly what funding providers check, and a simple checklist to get approved faster.
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Invoice Financing
Will Invoice Financing Upset My Customers? What Business Owners Should Know
Waiting 30, 60 or 90 days to get paid slows everything down. Here is how invoice financing works — and how customers typically experience it.
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Credit
Can You Get Business Funding With Bad Credit?
A low score closes a lot of bank doors — but not all of them. Here is what revenue-based funding providers look at instead.
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Funding Strategy
Shorter Term or Lower Payment? Choosing the Right Repayment Structure
A shorter term saves money. A longer term protects your cash flow. The right answer depends on what the money is for.
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Understanding Costs
Factor Rates, APR and Fees: How to Compare the True Cost of Business Funding
A 1.15 factor rate and a 15% APR are not the same thing. Learn how to put different offers on equal footing before you sign.
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Preparing to Apply
Why Clean Books Get You Better Funding Offers
Underwriters make decisions from your paperwork. Organized books mean faster approvals, larger amounts and lower costs — here is how to get there.
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Funding Basics
Merchant Cash Advance vs. Business Line of Credit: Which One Fits Your Business?
Both put capital in your hands fast, but they work very differently. Here is how to tell which one matches the way your business actually earns money.
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